Legal

Privacy Policy

Last updated: April 2026

1. Identity of the data controller

Kredietscore.be is the trade name of the company that manages this website (hereinafter "we", "us" or "kredietscore.be"). We are responsible for the processing of your personal data as described in this privacy policy.

Contact address: privacy@kredietscore.be

2. What data do we collect?

We may process the following personal data:

  • First and last name (if provided during registration)
  • Email address (during registration or via contact form)
  • Phone number (optional, via contact form)
  • Financial data you enter yourself (loan amount, income, etc.), not permanently stored without your consent
  • Technical data (IP address, browser type) via session cookies

3. Purpose of processing

We process your data for the following purposes:

  • Providing our comparison service
  • Saving your comparisons (only when logged in)
  • Forwarding your contact request to a certified mortgage broker (only with your explicit consent)
  • Complying with legal obligations

4. Legal basis

We process your personal data on the basis of (a) the performance of the agreement with you, (b) your explicit consent, or (c) our legitimate interest in improving our service.

5. Data retention

We do not retain your personal data longer than necessary for the purpose for which it was collected. Account data is retained for as long as your account is active. After deletion of your account, your data will be deleted within 30 days.

6. Your rights (GDPR)

You have the right to:

  • Request access to your personal data
  • Have incorrect data corrected
  • Have your data deleted ("right to be forgotten")
  • Withdraw your consent
  • Object to processing
  • Lodge a complaint with the Data Protection Authority (DPA): www.gegevensbeschermingsautoriteit.be

Send your request to: privacy@kredietscore.be

7. Security

We take appropriate technical and organisational measures to protect your data against unauthorised access, loss or misuse. Connections are encrypted via HTTPS/TLS.

8. Changes

We may update this privacy policy from time to time. The date at the top of this document indicates when the policy was last updated. We recommend that you consult this policy regularly.